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Planning On Getting A Mortgage in 2021, Take These Steps

January 26, 2021 by Grand Oaks Funding

As we move into 2021, there are a lot of people who are thinking about getting a mortgage. Even though it is a great time to look for a home loan right now, it is also important for everyone to make sure they place themselves in the best position possible to be successful. It is important to take the following steps for those who are interested in applying for a new home loan this year.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Payments, Mortgage Tips

What’s Ahead For Mortgage Rates This Week – January 25, 2021

January 25, 2021 by Grand Oaks Funding

Last week's economic reporting included readings from the National Association of Home Builders Housing Market Index, along with Commerce Department readings on housing starts and building permits issued. The National Association of Realtors(R) reported on sales of previously-owned homes; weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Let There Be Light! 3 Easy Ways to Make over a Room by Adding New Light Fixtures

January 22, 2021 by Grand Oaks Funding

Light is an important design element that can be used to influence your interior decor in a number of ways. In fact, you can experience a major transformative change on the overall style and ambiance of a room by making a few simple lighting changes.

Filed Under: Around The Home Tagged With: Around The Home, Home Maintenance, Upgrades and Renovations

Understanding The Role Of A Mortgage Prepayment Penalty Fee

January 21, 2021 by Grand Oaks Funding

When people take out a home loan, it is important to think carefully about how the home loan works. At first, the majority of the monthly payment is going to go towards interest. For example, it is not unusual for 90 percent of the monthly mortgage payments go toward interest during the first year. Then, during the latter part of the loan, most of the payment is going to go towards paying off the principal. Therefore, it should come as no surprise that a lot of homeowners are looking for ways to reduce the amount of Interest they pay on a home loan

Filed Under: Mortgage Tagged With: Mortgage Fees, Mortgage Prepayments, Mortgage Tips

4 Steps to a Smooth Mortgage Refinance at a Rock-Bottom Rate

January 20, 2021 by Grand Oaks Funding

Right now is the best time to look at refinancing your home. Even if your current mortgage is as young as a year old, you might find that a refinance is in your best interest.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Rates, Refinance

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